Honda Financial Services 101: Getting Pre-Approved

One of the first steps in your new vehicle journey is visiting the Honda financial services center at Lester Glenn Honda to get pre-approved. We can even help you get this done before you step foot at our dealership. Learn how pre-approval works and how it can help you get an appropriate loan for your credit type.

Pre-Approval Explained

Pre-approval takes place prior to the car purchase. It can take place at the dealership or even online. A dealer performs a hard credit pull to determine your credit score. Combined with other information, such as your employment history and income, the financing team can assess which loan type you’re eligible for before submitting the actual finance application. Getting pre-approved gives you a better idea of how to budget for your car.

How to Get Pre-Approved

Ideally, pre-approval should begin at least three months prior to the planned date of your vehicle purchase. This gives you ample time to raise your score if a credit pull reveals a less-than-ideal score, which would leave you eligible only for less-than-desirable loans.

To get pre-approved, contact our dealership, or visit in person. Bring the required documents, such as a valid driver’s license, proof of employment, and pay stubs dating back at least two months. Remember, a credit pull will be done, so it’s best there are no other credit inquiries, as multiple credit checks can negatively impact the score. The process is quick and can be completed within a single visit. You can also get a quick pre-approval through our website.

Speak with Honda Financial Services at Our Sea Girt, NJ, Dealership

Get pre-approved at Lester Glenn Honda today. Our finance department will be more than happy to walk you through the process. We can help you get pre-approved for both new and pre-owned vehicle purchases!

Contact Information

First Name*

Middle Initial

Last Name*

Home Phone*

Primary Phone

Email*

Address*

City*

State*

Zip*

Personal Information

Driver's License*

Social Security Number (SSN)*

Date of Birth (mm/dd/yyyy)*

Residence

Monthly Rent / Mortgage Amount

Years at Current Residence

Months at Current Residence

Employment Information

Employer*

Work Phone*

Occupation

Length of Employment

Monthly Gross Salary*

Other Income

Comments

I have a co-applicant

Disclaimer

I agree to the following:*

I am at least 18 years old and a permanent resident of the United States.
I authorize this dealership to obtain a credit report in connection with our review of your credit application.
I understand that this dealership may call me in connection with this application.
I have reviewed this dealership's privacy policy.
I have truthfully and completely provided the required information on this application.

By submitting your information, you agree to the sharing of your information between American Honda Motor Co. and its retailers.

I agree

By submitting your information, you agree to our Privacy Policy.

Do not enter anything in this field